Newsletter 12/7/2008

After you read the following, you will wonder why the US Government doesn’t follow its own advice.
“MyMoney.gov is the U.S. government’s website dedicated to teaching all Americans the basics about financial education. Whether you are planning to buy a home, balancing your checkbook, or investing in your 401k, the resources on MyMoney.gov can help you do it better. Throughout the site, you will find important information from 20 federal agencies government wide.”
http://www.mymoney.gov/

More money info from our friends at the New York Fed Office.
“These maps display the 60+ day delinquency rates for credit cards issued by banks and the 90+ day delinquency rates for mortgages as well as the percentage point change in the delinquency rates from one year ago, by county.”
http://www.newyorkfed.org/regional/subprime.htm

So if they have been doing this all these years, why haven’t I seen this before now? (actually I have)
“For over 35 years, the Federal Citizen Information Center (FCIC) has been a trusted one-stop source for answers to questions about consumer problems and government services. Consumers can get the information they need in three ways: by calling toll-free 1 (800) FED-INFO, through printed publications, or through information posted on FCIC’s family of websites.”
http://www.pueblo.gsa.gov/aboutus.htm

Say no to credit insurance offers is the advice of this web site and I agree. Often offered with credit cards, car loans and home mortgages, it is almost always better to purchase regular property, life or disability insurance. The Consumer Action Handbook is promoted here, so take some time and read a little. It is worth browsing.
http://www.consumeraction.gov

Did you know…
The State with the highest percentage of people who walk to work: Alaska.
The percentage of North America that is wilderness: 38%
That bulletproof vests, fire escapes, windshield wipers and laser printers were invented by a woman.